However, the court sided with the defendants, namely Blue Cross and Blue Shield of New Mexico, Presbyterian Health Plan Inc., and Western Sky Community Care Inc., based on the structure of New Mexico’s Benchmark Plan. This plan, which guides insurer coverage in the state, does not explicitly cover cannabis and excludes reimbursement for substances that are not FDA-approved. As cannabis has not been sanctioned by the FDA, the court ruled that insurers were under no obligation to cover the costs of medical marijuana.